AI filing briefs

FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC)

FCBC 8-K filings, explained

Every material Form 8-K FIRST COMMUNITY BANKSHARES INC /VA/ has filed with the SEC since July 21, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.

Briefs on record3since Jul 21, 2026
Latest filingOct 28, 2026m&a
High impact (4-5)1of 3 briefs
TonePositive2Neutral1
earnings 2m&a 1

2026

Oct 28, 8:53 AM ET

First Community to acquire Main Street Financial in $243 million stock deal

Neutral m&a Written later 1.018.01

First Community Bankshares agreed on October 27, 2026, to acquire Main Street Financial Services Corp., a Wooster, Ohio bank holding company with approximately $1.6 billion in assets as of September 30, 2026. Main Street shareholders would receive 0.6174 First Community shares per share, an aggregate transaction value the companies put at approximately $243 million, and the deal requires shareholder, regulatory and Nasdaq approvals before an expected closing in early in the second quarter of 2027.

  • Exchange ratio of 0.6174 First Community shares per Main Street share, or approximately $30.14 per share based on First Community's $48.82 10-day volume-weighted average price as of October 26, 2026
  • Aggregate transaction value of approximately $243 million; the companies say the combined organization would have approximately $5.2 billion in assets before transaction-related adjustments
  • Main Street would pay a $9.61 million termination fee in specified circumstances; either party may terminate if the merger is not completed by August 31, 2027
  • Expected to close early in the second quarter of 2027, subject to shareholder votes and approvals from the Federal Reserve and Virginia and West Virginia regulators
Read the filing on SEC.gov ↗
Oct 27, 4:15 PM ET

First Community Bankshares reports record Q3 2026 net income of $15.42 million

Positive earnings Written later 2.028.01

First Community Bankshares reported third-quarter 2026 net income of $15.42 million, or $0.81 per diluted share, up from $12.27 million a year earlier, and record nine-month net income of $49.96 million. The company also declared a quarterly cash dividend of $0.33 per common share, payable November 27, 2026, to shareholders of record on November 13, 2026.

  • Q3 2026 net income was $15.42 million, or $0.81 per diluted share, versus $12.27 million in Q3 2025.
  • Adjusted net income excluding merger-related and other non-recurring items was $14.74 million, up 14.23%.
  • Net interest margin rose to 4.46% from 4.43% a year earlier.
  • Quarterly dividend of $0.33 per share is payable November 27, 2026, to holders of record on November 13, 2026.
Read the filing on SEC.gov ↗
Jul 21, 4:14 PM ET

First Community Bankshares reports record Q2 net income of $22.51 million

Positive earnings Written later 2.028.01

First Community Bankshares reported record second-quarter 2026 net income of $22.51 million, or $1.19 per diluted share, up from $12.25 million a year earlier. The filing says the result includes a $10.39 million pre-tax gain from selling the company's stake in Bearing Insurance, and adjusted net income for the quarter was $14.38 million, up 17.47%. The company also declared a quarterly cash dividend of $0.33 per share, payable August 21, 2026.

  • Q2 2026 net income was a record $22.51 million, or $1.19 per diluted share, versus $12.25 million in Q2 2025.
  • Adjusted net income excluding non-recurring items was $14.38 million, up 17.47% from the same quarter of 2025.
  • Quarterly cash dividend of $0.33 per share, up $0.02 from the prior quarter, payable August 21, 2026 to holders of record August 7, 2026.
  • Non-performing assets fell to $17.15 million at June 30, 2026, from $19.11 million a year earlier.
Read the filing on SEC.gov ↗

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.

Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every FIRST COMMUNITY BANKSHARES INC /VA/ filing is on SEC EDGAR ↗. 8-K briefs of other companies →