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AI brief of an SEC Form 8-K · First Financial Bankshares (FFIN)

First Financial Bankshares Q4 2024 net income rises to $62.32 million from $45.98 million

Positive Impact 3 of 5 earnings Written later

First Financial Bankshares reported fourth-quarter 2024 net income of $62.32 million, or $0.43 per diluted share, up from $55.31 million ($0.39) in the third quarter and $45.98 million ($0.32) a year earlier. For full-year 2024, net income was $223.51 million, or $1.56 per diluted share, up 12.33 percent from $198.98 million in 2023, and the net interest margin widened to 3.67 percent in the quarter from 3.50 percent in the third quarter.

Key points

  • Q4 2024 net interest income was $116.12 million, up from $107.11 million in Q3 2024 and $97.51 million in Q4 2023.
  • Q4 2024 noninterest expense was $70.10 million, compared with $66.01 million in Q3 2024.
  • Provision for credit losses was $1.00 million in Q4 2024, down from $6.12 million in Q3 2024.
  • Total loans reached $7.91 billion at December 31, 2024, up $764.31 million from December 31, 2023.

The filing

CompanyFirst Financial Bankshares (FFIN)
Form8-K, current report
Filed with the SECJan 23, 2025, 4:22 PM ET
Accession number0000950170-25-008355

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:00 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 23, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.