Flash FinanceUS
After hours S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · First Guaranty Bancshares, Inc. (FGBI)

First Guaranty Q3 2026 Net Income $12.0 Million, Up From Year-Earlier Loss

Positive Impact 3 of 5 earnings Written later

First Guaranty Bancshares reported third-quarter 2026 net income of $12.0 million, or $0.69 per common share, compared with a net loss of $45.0 million, or $3.01 per share, a year earlier. The company said it completed the sale of its Texas operations, and its Tier 1 leverage ratio improved to 8.29%, which matters to shareholders because it reflects a stronger capital position after a loss-heavy 2025 quarter.

Key points

  • Q3 2026 net income of $12.0 million versus a $45.0 million net loss in Q3 2025
  • Q3 2026 earnings of $0.69 per common share versus a loss of $3.01 per share a year earlier
  • Provision for credit losses fell to $3.8 million from $47.9 million in the prior-year quarter
  • Total assets were $3.2 billion at September 30, 2026, down from $3.8 billion a year earlier

The filing

CompanyFirst Guaranty Bancshares, Inc. (FGBI)
Form8-K, current report
Filed with the SECNov 3, 2026, 4:30 PM ET
Accession number0001408534-26-000081

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 10:08 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 03, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.