Every material Form 8-K Figure Technology Solutions, Inc. has filed with the SEC since August 13, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Figure Technology Solutions reported unaudited, preliminary operating data for September and the third quarter of 2026. Consumer Loan Marketplace Volume was $5.1 billion for the quarter, at the high end of its $4.8 billion to $5.2 billion guidance range. The figures exclude Kiavi volume after the merger closed on September 1, 2026, which will be included in third-quarter financial results due in November.
Q3 2026 Consumer Loan Marketplace Volume of $5,119 million, up 20% from Q2 2026 and up 107% from Q3 2025 ($2,469 million)
September 2026 Consumer Loan Marketplace Volume of $1,783 million, up 9% from August 2026
$YLDS in Circulation of $504 million at September 2026 end, down 9% from Q2 2026 but up from $21 million a year earlier
Kiavi loan volume for roughly one month after the September 1, 2026 merger closing will be included in Q3 2026 results, to be released in November
Figure Technology Solutions completed its previously announced acquisition of Kiavi, Inc. on September 1, 2026, paying approximately $590 million in cash, net of cash acquired, for Kiavi's technology platform and DSCR loans. The company said it primarily funded the deal with net proceeds from $600 million of 8.500% Senior Notes due 2031, and it repaid Kiavi's credit facility and terminated a related repurchase agreement at closing.
Cash consideration of approximately $590 million, net of cash acquired, subject to customary adjustments
Primarily funded by $600 million of 8.500% Senior Notes due 2031, which closed July 14, 2026
Kiavi's credit agreement and Deutsche Bank master repurchase agreement repaid or terminated at closing
Merger agreement was dated June 10, 2026; integration and synergy realization are listed as risks
Figure Technology Solutions reported second-quarter 2026 results, with net revenue up 113% year over year to $226 million and net income up 192% to $87 million. Diluted earnings per share were $0.35, compared with $0.08 a year earlier. The company also gave third-quarter guidance of $4.8 billion to $5.2 billion for Consumer Loan Marketplace volume and said its pending Kiavi acquisition remains on track to close in the second half of 2026.
Net income rose 192% to $87 million in the quarter, and net income margin was 38.8%.
Consumer Loan Marketplace volume was $4.3 billion, up 132% from the prior year.
Third-quarter 2026 guidance for Consumer Loan Marketplace volume is $4.8 billion to $5.2 billion.
The Kiavi, inc. acquisition is expected to close in the second half of 2026.
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