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AI brief of an SEC Form 8-K · Finwise Bancorp (FINW)

FinWise Bancorp Q2 net income falls to $2.1 million, or $0.15 per diluted share

Negative Impact 3 of 5 earnings Written later

FinWise Bancorp reported second quarter 2026 results that declined from both the prior quarter and the year-earlier period. Management said earnings were short of its expectations, citing higher provision expense on loans where the company retains credit risk. Shareholders also received an investor presentation furnished under Regulation FD.

Key points

  • Net income was $2.1 million, down from $2.7 million in the first quarter of 2026 and $4.1 million in the second quarter of 2025.
  • Diluted EPS was $0.15, compared with $0.20 in the prior quarter and $0.29 a year earlier.
  • Provision for credit losses was $22.7 million, up from $10.6 million in the prior quarter and $4.7 million a year earlier.
  • Nonperforming loans fell to $37.7 million at June 30, 2026, from $49.8 million at March 31, 2026.

The filing

CompanyFinwise Bancorp (FINW)
Form8-K, current report
Filed with the SECJul 29, 2026, 4:17 PM ET
Accession number0001856365-26-000093

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 11:45 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 29, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.