FNB Q3 profit falls to $0.30 per share from $0.40 a year earlier
F.N.B. Corporation reported third-quarter 2024 net income available to common stockholders of $110.1 million, or $0.30 per diluted share, down from $143.3 million, or $0.40, a year earlier and $123.0 million, or $0.34, in the second quarter. Non-interest income reached a record $89.7 million, but net interest income fell 1.0% from a year earlier and the company booked $15.3 million of pre-tax significant items, so shareholders see lower reported earnings despite growth in some revenue lines.
Key points
- Net income to common stockholders was $110.1 million, or $0.30 per diluted share, versus $143.3 million, or $0.40, in Q3 2023 and $123.0 million, or $0.34, in Q2 2024.
- Operating EPS was $0.34, excluding $0.04 per share of significant items, including an $11.6 million pre-tax loss on an indirect auto loan sale and a $3.7 million software impairment.
- Non-interest income was a record $89.7 million, up 10.0% from the year-ago quarter.
- Period-end total deposits rose $2.2 billion, or 6.2%, year over year, and the loan-to-deposit ratio was 92% at September 30, 2024.
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 12:59 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 18, 2024.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.