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AI brief of an SEC Form 8-K · FNB (FNB)

FNB Q4 2024 net income $109.9 million, or $0.30 per share, up from $0.13 a year earlier

Mixed Impact 3 of 5 earnings Written later

FNB reported fourth-quarter 2024 net income available to common stockholders of $109.9 million, or $0.30 per diluted share, up from $48.7 million, or $0.13, a year earlier and flat with the third quarter. Operating EPS was $0.38 (non-GAAP), excluding $0.08 per share of significant items, including a $34.0 million pre-tax realized loss on a securities restructuring. Full-year 2024 net income was $459.3 million, or $1.27 per diluted share, versus $1.31 in 2023, and full-year operating EPS fell to $1.39 from $1.57.

Key points

  • Q4 2024 net income of $109.9 million, or $0.30 per diluted share, vs. $0.13 in Q4 2023 and $0.30 in Q3 2024
  • Q4 2024 operating EPS (non-GAAP) of $0.38, equal to Q4 2023 and up from $0.34 in Q3 2024
  • Full-year 2024 EPS of $1.27 vs. $1.31 in 2023; full-year operating EPS of $1.39 vs. $1.57
  • Tangible book value per share (non-GAAP) of $10.49 at December 31, 2024, up 10.8% year over year; CET1 ratio of 10.6% (estimated)

The filing

CompanyFNB (FNB)
Form8-K, current report
Filed with the SECJan 22, 2025, 7:36 AM ET
Accession number0000037808-25-000016

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 12:59 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 22, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.