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AI brief of an SEC Form 8-K · FIRST NORTHERN COMMUNITY BANCORP (FNRN)

First Northern Q2 net income fell 13.5% to $4.7 million; six-month profit rose 16.4%

Negative Impact 3 of 5 earnings Written later

First Northern Community Bancorp reported second-quarter 2026 net income of $4.7 million, or $0.29 per diluted share, down 13.5% from $5.5 million, or $0.33 per diluted share, a year earlier. For the six months ended June 30, 2026, net income rose 16.4% to $10.6 million, or $0.64 per diluted share, so shareholders see weaker quarterly profit but stronger year-to-date results.

Key points

  • Q2 2026 net income $4.7 million, $0.29 per diluted share, versus $5.5 million, $0.33 per diluted share in Q2 2025
  • Six-month net income $10.6 million, $0.64 per diluted share, up 16.4% from $9.1 million, $0.55 per diluted share
  • Non-interest expense rose 9.74% year over year to $11.954 million, with the systems upgrade expected to keep costs elevated through the planned fourth quarter project implementation
  • Book value per share $13.24 at June 30, 2026, up from $13.03 at March 31, 2026; total deposits $1.69 billion, up 1.7% from June 30, 2025

The filing

CompanyFIRST NORTHERN COMMUNITY BANCORP (FNRN)
Form8-K, current report
Filed with the SECJul 29, 2026, 7:26 PM ET
Accession number0001437749-26-024915

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:36 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 29, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.