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AI brief of an SEC Form 8-K · FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF)

Franklin Financial Q3 net income rises 59.4% to $8.5 million; declares $0.34 dividend

Positive Impact 3 of 5 earnings Written later

Franklin Financial Services reported third-quarter 2026 net income of $8.5 million, or $1.89 per diluted share, up from $5.4 million, or $1.19 per diluted share, a year earlier. For the first nine months, net income rose 43.5% to $21.8 million. The board also declared a $0.34 per share quarterly dividend payable November 25, 2026.

Key points

  • Q3 2026 diluted EPS $1.89 vs. $1.19 in Q3 2025; net income up 59.4%
  • Nine-month 2026 net income $21.8 million, up 43.5% from $15.2 million
  • Net interest income rose 11.0% in Q3 to $20.2 million; nine-month noninterest expense up 0.5%
  • Board declared $0.34 per share dividend on October 15, 2026, payable November 25, 2026 to holders of record November 6, 2026

The filing

CompanyFRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF)
Form8-K, current report
Filed with the SECOct 27, 2026, 4:05 PM ET
Accession number0001437749-26-033640

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:51 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 27, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.