Flash FinanceUS
Market open S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · FIVE STAR BANCORP (FSBC)

Five Star Bancorp Q3 net income rises to $21.9 million, EPS $0.92

Positive Impact 3 of 5 earnings Written later

Five Star Bancorp reported third quarter 2026 net income of $21.9 million, up from $19.4 million in the second quarter and $16.3 million a year earlier. Net interest income rose 10.51% from the prior quarter to $50.9 million, while the company's underwritten offering of 3,133,750 shares raised about $130.0 million in net proceeds and increased weighted average basic shares by 11.03% from the second quarter. Shareholders should weigh the higher earnings against the substantial dilution from the new shares.

Key points

  • Net income was $21.9 million for the quarter ended September 30, 2026, compared with $19.4 million for the quarter ended June 30, 2026 and $16.3 million for the quarter ended September 30, 2025.
  • Basic and diluted earnings per share were $0.92, up from $0.91 in the second quarter of 2026 and $0.77 a year earlier.
  • Net interest income was $50.9 million and net interest margin was 3.69%, compared with 3.63% in the second quarter of 2026.
  • The company declared a $0.25 per share cash dividend on October 15, 2026, expected to be paid November 9, 2026 to holders of record as of November 2, 2026.

The filing

CompanyFIVE STAR BANCORP (FSBC)
Form8-K, current report
Filed with the SECOct 27, 2026, 9:43 AM ET
Accession number0001628280-26-067444

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:36 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 27, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.