AI brief of an SEC Form 8-K · FIRSTSUN CAPITAL BANCORP (FSUN)

FirstSun posts Q3 net income of $38.4 million, $0.82 a diluted share, after Q2 loss

Positive Impact 3 of 5 earnings Written later

FirstSun Capital Bancorp reported third-quarter 2026 net income of $38.4 million, or $0.82 per diluted share, compared with a net loss of $22.9 million in the second quarter. Adjusted net income, a non-GAAP measure, was $48.2 million, or $1.03 per diluted share. Results were driven by lower noninterest expense after merger-related costs fell, and a higher net interest margin.

Key points

  • Net income $38.4 million, $0.82 per diluted share, versus a net loss of $22.9 million, or $0.49 per share, in Q2 2026; Q3 2025 diluted EPS was also $0.82
  • Adjusted net income $48.2 million, $1.03 per diluted share, versus $21.0 million, $0.45 per share, in Q2 2026
  • Net interest margin rose 24 basis points to 3.82%; noninterest expense fell $45.2 million to $126.6 million, with merger-related expenses down $44.3 million
  • Repurchased 1,245,224 common shares for $49.7 million; core system conversion of First Foundation completed in late September 2026

The filing

CompanyFIRSTSUN CAPITAL BANCORP (FSUN)
Form8-K, current report
Filed with the SECOct 26, 2026, 4:34 PM ET
Accession number0001709442-26-000051

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:53 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 26, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.