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AI brief of an SEC Form 8-K · Fathom Holdings Inc. (FTHM)

Fathom Holdings extends note maturity to Nov. 30, 2026 and defers interest under amendment

Negative Impact 4 of 5 financing Written later

Fathom Holdings signed a Third Omnibus Amendment to its Senior Secured Convertible Promissory Notes with the holders on November 2, 2026. The amendment extends the Maturity Date from November 1 to November 30, 2026, defers accrued interest to the new maturity date, and adds weekly extension fees of 0.5% of outstanding principal. Because the deferred interest and fees add to the amount owed, shareholders face a larger payment due at maturity. The chairman of the board, Scott Flanders, is one of the holders, and the independent directors approved the transaction.

Key points

  • Maturity Date extended from November 1, 2026 to November 30, 2026.
  • All accrued and unpaid interest is deferred, and the 18% per annum rate continues to apply to outstanding principal.
  • Weekly extension fee of 0.5% of outstanding principal is due on November 9, 16, 23 and 30, 2026, if principal remains outstanding.
  • Chairman Scott Flanders is a Holder of one of the Notes; a majority of independent, disinterested directors approved the transaction.

The filing

CompanyFathom Holdings Inc. (FTHM)
Form8-K, current report
Filed with the SECNov 3, 2026, 4:05 PM ET
Accession number0001437749-26-034655

Items reported: 1.01 Material Definitive Agreement2.03 New Direct Financial Obligation

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 11:43 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 03, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.