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AI brief of an SEC Form 8-K · FIRST UNITED CORP/MD/ (FUNC)

First United Q3 2026 net income rises to $7.2 million, or $1.11 per diluted share

Positive Impact 3 of 5 earnings Written later

First United Corporation reported third-quarter 2026 GAAP net income of $7.2 million, or $1.11 per diluted share, up from $6.9 million, or $1.07 per diluted share, in the third quarter of 2025. For the first nine months of 2026, net income was $19.5 million, or $3.01 per diluted share, compared with $18.7 million, or $2.88 per diluted share, a year earlier. The results show year-over-year gains in profit and earnings per share, while provision expense for credit losses rose.

Key points

  • Q3 2026 net income was $7.2 million, or $1.11 per diluted share, versus $6.9 million, or $1.07, in Q3 2025, and $5.7 million, or $0.88, in Q2 2026.
  • Nine-month 2026 net income was $19.5 million, or $3.01 per diluted share, versus $18.7 million, or $2.88, in the same period of 2025.
  • Provision for credit losses was $1.9 million in Q3 2026, compared with $0.5 million in Q3 2025.
  • The board declared a cash dividend of $0.28 per share in Q3 2026, up from $0.26 per share in Q3 2025.

The filing

CompanyFIRST UNITED CORP/MD/ (FUNC)
Form8-K, current report
Filed with the SECOct 19, 2026, 4:30 PM ET
Accession number0001104659-26-116913

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:51 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 19, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.