Glacier Bancorp Q4 profit falls 6% to $63.8 million; EPS $0.49
Glacier Bancorp reported fourth-quarter 2025 net income of $63.8 million, or $0.49 per diluted share, down from $67.9 million and $0.57 in the third quarter but up 3% in net income from a year earlier. The quarter included $36.0 million of acquisition-related expenses and $27.2 million of credit loss expense tied to the October 1, 2025 acquisition of Guaranty Bancshares, while net interest income rose 39% year over year to $266 million. For the full year 2025, net income was $239 million, up 26%, and diluted earnings per share were $1.99, up 18%.
Key points
- Q4 diluted EPS was $0.49, down 14% from $0.57 in Q3 and down 9% from $0.54 a year earlier
- Net interest income was $266 million, up 39% from $191 million a year earlier; net interest margin was 3.58%
- Credit loss expense totaled $35.7 million; non-performing assets rose to $68.9 million from $54.3 million in Q3
- Full-year 2025 net income was $239 million and dividends declared were $1.32 per share
The filing
Written by AI on Nov 8, 2026, 12:58 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 22, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.