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AI brief of an SEC Form 8-K · GBank Financial Holdings Inc. (GBFH)

GBank Financial Q3 net income falls to $3.9 million, or $0.27 per diluted share

Negative Impact 3 of 5 earnings Written later

GBank Financial Holdings reported third quarter 2026 net income of $3.9 million, or $0.27 per diluted share, down from $5.5 million, or $0.38, in the second quarter and $4.3 million, or $0.30, a year earlier. Net revenue fell 7.3% from the second quarter to $20.3 million, mainly due to lower interchange fees after several large sports betting operators stopped using credit cards as a funding source, which matters to shareholders because it reduced earnings in the period.

Key points

  • Net income $3.9 million, or $0.27 per diluted share, versus $5.5 million, or $0.38, in Q2 2026 and $4.3 million, or $0.30, in Q3 2025
  • Net revenue $20.3 million, down 7.3% from $22.0 million in Q2 2026, driven by lower net interchange fees and fewer loans sold
  • Non-core items totaled $0.6 million pre-tax, including $0.5 million of severance expense; adjusted diluted EPS was $0.30
  • Non-performing assets were $54.2 million as of September 30, 2026, down from $58.2 million in Q2 2026 but up from $37.5 million a year earlier

The filing

CompanyGBank Financial Holdings Inc. (GBFH)
Form8-K, current report
Filed with the SECOct 28, 2026, 4:15 PM ET
Accession number0001193125-26-436176

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 11:43 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 28, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.