Flash FinanceUS
Market closed S&P 5007,549.94+2.35% Nasdaq25,253.14+2.74% Dow 3052,389.75+2.15% Russell 20002,840.81+3.15% Nasdaq-10027,907.62+3.40% MidCap 4003,715.23+3.13% SmallCap 6001,722.37+2.89% VIX19.92-22.31% 10Y Yield4.86+0.10% Close of Nov 09, 2026
AI brief of an SEC Form 8-K · Heritage Insurance Holdings, Inc. (HRTG)

Heritage Q3 EPS rises 5.5% to $1.72 as net income edges up 1.4% to $51.1 million

Positive Impact 3 of 5 earnings Written later

Heritage Insurance Holdings reported third-quarter 2026 net income of $51.1 million, or $1.72 per diluted share, up from $50.4 million, or $1.63 per share, a year earlier, with total revenue up 3.2% to $219.2 million. The quarter absorbed $15.8 million of pre-tax catastrophe losses, while a 4.0% reduction in diluted shares helped lift per-share earnings. The board also approved a new $50.0 million share repurchase program running through December 31, 2027.

Key points

  • Q3 2026 net income $51.1 million vs. $50.4 million; diluted EPS $1.72 vs. $1.63 in Q3 2025.
  • Total revenue rose 3.2% to $219.2 million; net premiums earned up 5.4% to $205.6 million.
  • Pre-tax catastrophe losses of $15.8 million in Q3 2026 vs. none in Q3 2025; loss ratio rose to 39.6% from 38.3%.
  • Nine-month net income $149.3 million, up 15.8%; diluted EPS $4.94, up 18.5%. New $50.0 million buyback set for October 28, 2026.

The filing

CompanyHeritage Insurance Holdings, Inc. (HRTG)
Form8-K, current report
Filed with the SECOct 28, 2026, 4:25 PM ET
Accession number0001193125-26-436203

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:38 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 28, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.