Kentucky First Federal Bancorp Q3 net income rises to $919,000 from $344,000
Kentucky First Federal Bancorp (Nasdaq: KFFB) reported net income of $919,000, or $0.11 per diluted share, for the three months ended September 30, 2026, up from $344,000, or $0.04 per share, a year earlier. Higher net interest income and lower non-interest expense drove the increase, partly offset by a $40,000 provision for credit losses and higher income tax expense.
Key points
- Net income of $919,000 ($0.11 diluted EPS) versus $344,000 ($0.04) for the same quarter a year earlier
- Net interest income rose $639,000, or 25.5%, to $3.1 million; average yield on interest-earning assets rose 38 basis points to 5.97%
- Non-interest expense fell $130,000, or 5.9%; provision for credit losses was $40,000 versus none a year earlier
- Total deposits fell $7.2 million, or 2.8%, to $253.6 million; book value per share was $6.30 at September 30, 2026
The filing
Written by AI on Nov 9, 2026, 8:36 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 02, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.