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AI brief of an SEC Form 8-K · KINGSTONE COMPANIES, INC. (KINS)

Kingstone Q3 Net Income Up 62% to $17.6 Million; 2026 EPS Guidance Raised

Positive Impact 4 of 5 guidance Written later

Kingstone reported third-quarter 2026 net income of $17.6 million, or $1.19 per diluted share, compared with $10.9 million, or $0.74 per diluted share, a year earlier. The company raised and narrowed its 2026 diluted EPS guidance to $2.70 to $2.90 from $2.20 to $2.90, which matters to shareholders because it points to higher expected full-year earnings, though catastrophe losses and bond market losses affected the quarter.

Key points

  • Q3 2026 net income of $17.6 million, up 61.7%; diluted EPS of $1.19 versus $0.74 in Q3 2025.
  • Net premiums earned rose 30.2% to $62.4 million; direct premiums written rose 14.5% to $86.8 million.
  • 2026 diluted EPS guidance raised to $2.70 to $2.90 from $2.20 to $2.90; net combined ratio outlook set at 79% to 83% from 81% to 86%.
  • Q3 catastrophe loss ratio was 7.5% versus 0.2% a year earlier; other comprehensive loss was $9.7 million after tax in the quarter.

The filing

CompanyKINGSTONE COMPANIES, INC. (KINS)
Form8-K, current report
Filed with the SECNov 5, 2026, 4:25 PM ET
Accession number0000033992-26-000041

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:51 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 05, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.