Every material Form 8-K loanDepot, Inc. has filed with the SEC since August 04, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
loanDepot reported a third-quarter 2026 net loss of $29 million, up from $7 million in the prior quarter, on total revenue of $307 million, down 9% from $337 million. Origination volume fell 12% sequentially to $7.05 billion, though it rose 8% from a year earlier, and the company said higher interest rates and a difficult housing market weighed on results.
Net loss of $29 million versus $7 million in Q2 2026; diluted loss per share of $0.08 versus $0.02
Adjusted EBITDA of $17 million, down from $20 million in Q2 2026
Sold $10 billion of Agency mortgage servicing rights; agreed to sell another $9 billion of Government MSRs, which closed in October
Repurchased $87 million of senior notes at an average 88% of par; company is pursuing financing alternatives to refinance or extend debt
On October 2, 2026, loanDepot.com, LLC and its subsidiary loanDepot Multi Asset NC, LLC entered into a Master Repurchase Agreement with Nomura Corporate Funding Americas, LLC, allowing the company to sell and later repurchase residential mortgage loans and certain real estate owned interests. The filing describes uncommitted financing of up to $125 million that expires September 30, 2027, and says the company must cure any margin deficit at the buyer's request, which could affect shareholders if a shortfall arises.
Agreement dated October 2, 2026, with Nomura Corporate Funding Americas, LLC as buyer
Aggregate uncommitted financing of up to $125 million
Expiration date September 30, 2027, unless extended or terminated earlier
Company must cure any margin deficit at the buyer's request; an event of default could terminate financing and accelerate repurchase obligations
loanDepot, Inc. (NYSE: LDI) received a written notice from the New York Stock Exchange on August 21, 2026, saying its Class A common stock failed the $1.00 minimum price standard because its average closing price was below $1.00 over 30 consecutive trading days. The company has six months to regain compliance, and if it cannot, the NYSE will begin procedures to suspend and delist the stock, which matters to shareholders because it sets a firm deadline for a share price recovery or a possible reverse stock split.
The NYSE notice was received August 21, 2026, and the company said the average closing price was below $1.00 as of August 20, 2026.
The company has a six-month cure period to bring its share price and average share price back to at least $1.00.
The company must notify the NYSE of its intent to cure within 10 business days of receiving the notice.
A reverse stock split is among the options the company will consider; it would need stockholder approval no later than the next annual meeting, anticipated for early June 2027.
loanDepot reported second-quarter 2026 total revenue of $337.3 million, up 18% from the first quarter, and a net loss of $6.6 million, down from $54.9 million in the prior quarter. The company gave a third-quarter 2026 origination volume outlook of $6.25 billion to $8.25 billion and said it is evaluating a range of options for its bond maturities with retained advisors.
Total revenue was $337.3 million, up from $286.4 million in Q1 2026 and $282.5 million in Q2 2025.
Net loss was $6.6 million, or $(0.02) per diluted share, compared with a net loss of $54.9 million, or $(0.16) per share, in Q1 2026. Adjusted EBITDA was $20.5 million, up from $14.3 million.
Loan origination volume was $8.0 billion, up 4% from Q1 2026, and the company expects Q3 2026 origination volume of $6.25 billion to $8.25 billion.
Repurchased $16 million of senior notes at an average 90% of par in Q2 2026 and an additional $27 million at 86% of par through July 30, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every loanDepot, Inc. filing is on SEC EDGAR ↗. 8-K briefs of other companies →