Every material Form 8-K Lake Shore Bancorp, Inc. /MD/ has filed with the SEC since July 24, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Lake Shore Bancorp's Board declared a cash dividend of $0.09 per share on October 21, 2026. Shareholders of record as of November 2, 2026 are expected to receive the payment on November 11, 2026. The filing reports no financial results, guidance, or other changes.
Dividend: $0.09 per share on outstanding common stock
Declared by the Board of Directors on October 21, 2026
Record date: November 2, 2026; expected payment date: November 11, 2026
Lake Shore Bancorp reported unaudited third-quarter 2026 net income of $2.3 million, or $0.31 per diluted share, down slightly from $2.4 million, or $0.32, a year earlier, as higher net interest income was offset by a higher provision for credit losses and lower non-interest income. For the first nine months of 2026, net income rose to $6.4 million, or $0.87 per diluted share, from $5.3 million, or $0.70, in 2025.
Q3 2026 net income $2.3 million, $0.31 per diluted share, versus $2.4 million, $0.32 per share in Q3 2025
Q3 net interest income rose $786,000, or 12.4%, to $7.1 million; net interest margin 4.17% versus 3.72% a year earlier
Nine-month 2026 net income $6.4 million, $0.87 per diluted share, versus $5.3 million, $0.70 per share in 2025
Repurchased 105,090 shares in Q3 2026 at an average cost of $17.92 per share; book value per share $18.20 at September 30, 2026
Lake Shore Bancorp's Board declared a cash dividend of $0.09 per share on July 22, 2026, payable August 12, 2026 to shareholders of record as of August 3, 2026. The filing describes a routine quarterly-style dividend declaration and does not report financial results, guidance, or other changes to the company.
Dividend amount: $0.09 per share on outstanding common stock
Declared by the Board of Directors on July 22, 2026
Payment date: August 12, 2026; record date: August 3, 2026
Announced in press release Exhibit 99.1 dated July 24, 2026
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Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Lake Shore Bancorp, Inc. /MD/ filing is on SEC EDGAR ↗. 8-K briefs of other companies →