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AI brief of an SEC Form 8-K · Life Time Group Holdings (LTH)

Life Time Lowers Margin on $995 Million Term Loan to 2.00%, Effective Fixed Rate 5.409%

Positive Impact 3 of 5 financing Written later

Life Time's subsidiary Life Time, Inc. signed a Fifteenth Amendment to its credit agreement on August 18, 2025, refinancing its $995 million 2025 term loan facility. The interest rate margin falls 0.25 percentage points to 2.00%, and with existing interest rate swaps the effective fixed rate is now 5.409%. The loan still matures on November 5, 2031, so the change lowers borrowing costs without extending the debt's term.

Key points

  • Amendment dated August 18, 2025 cuts the interest rate margin by 0.25% to 2.00% on the $995 million 2025 Term Loan Facility.
  • Effective fixed interest rate on the facility, including interest rate swaps, is now 5.409%.
  • Loans were issued at par with no original issue discount; maturity remains November 5, 2031.

The filing

CompanyLife Time Group Holdings (LTH)
Form8-K, current report
Filed with the SECAug 18, 2025, 4:13 PM ET
Accession number0001869198-25-000037

Items reported: 1.01 Material Definitive Agreement2.03 New Direct Financial Obligation

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on August 18, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.