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AI brief of an SEC Form 8-K · Metropolitan Bank Holding Corp. (MCB)

Metropolitan Bank Holding Q3 diluted EPS $2.58, up from $0.67 a year earlier

Positive Impact 3 of 5 earnings Written later

Metropolitan Bank Holding Corp. (NYSE: MCB) reported third-quarter 2026 net income of $32.4 million, or $2.58 per diluted share, compared with $1.54 in the prior quarter and $0.67 a year earlier. Net interest income rose to $97.6 million and the net interest margin widened to 4.36%, while the board declared a $0.40 quarterly dividend per share.

Key points

  • Diluted EPS of $2.58 for Q3 2026, versus $1.54 in Q2 2026 and $0.67 in Q3 2025
  • Net interest income of $97.6 million, up $7.2 million from Q2 2026 and $20.3 million from Q3 2025
  • Net interest margin of 4.36%, up 28 basis points from Q2 2026 and 48 basis points from Q3 2025
  • Quarterly cash dividend of $0.40 per share declared October 19, 2026; non-performing loans were 0.95% of total loans at September 30, 2026, up from 0.91% at June 30, 2026

The filing

CompanyMetropolitan Bank Holding Corp. (MCB)
Form8-K, current report
Filed with the SECOct 20, 2026, 4:20 PM ET
Accession number0001104659-26-117424

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 10:08 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 20, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.