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AI brief of an SEC Form 8-K · MetLife (MET)

MetLife Q3 net income falls 36% to $818 million; adjusted earnings rise 15%

Mixed Impact 3 of 5 earnings Written later

MetLife reported third-quarter 2025 net income of $818 million, or $1.22 per share, down 36% from a year earlier, mainly due to higher net derivative losses and net investment losses. Adjusted earnings rose 15% to $1.6 billion, and adjusted earnings per share rose 22% to $2.37, driven by higher variable investment income and volume growth.

Key points

  • Net income was $818 million ($1.22 per share), down 36% from $1,275 million in the third quarter of 2024; net derivative losses were $929 million.
  • Adjusted earnings were $1,584 million, up 15%; adjusted earnings per share were $2.37, up 22%.
  • Premiums, fees and other revenues were $12.5 billion, flat compared with the prior-year quarter.
  • MetLife returned approximately $875 million to shareholders through share repurchases and common stock dividends, and held $4.9 billion in holding company cash and liquid assets at quarter end.

The filing

CompanyMetLife (MET)
Form8-K, current report
Filed with the SECNov 5, 2025, 4:32 PM ET
Accession number0001099219-25-000227

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:42 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 05, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.