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AI brief of an SEC Form 8-K · M&T Bank (MTB)

M&T Bank Q3 net income $775 million, down from $818 million in Q2; EPS $5.04

Mixed Impact 3 of 5 earnings Written later

M&T Bank Corporation reported third quarter 2026 net income of $775 million, or $5.04 per diluted share, down from $818 million in the second quarter but up from $4.82 per share a year earlier. Net income fell 2% from the year-earlier quarter, while diluted EPS rose 5% as average diluted shares declined 7%, and the company repurchased $323 million of its stock during the quarter.

Key points

  • Net income $775 million vs. $818 million in Q2 2026 and $792 million in Q3 2025
  • Diluted EPS $5.04 vs. $5.32 in Q2 2026 and $4.82 in Q3 2025; diluted net operating EPS $5.08
  • Provision for credit losses $135 million vs. $120 million in Q2 2026; nonaccrual loans $1.3 billion at September 30, 2026
  • CET1 capital ratio estimated at 10.16% at September 30, 2026, vs. 10.19% at June 30, 2026

The filing

CompanyM&T Bank (MTB)
Form8-K, current report
Filed with the SECOct 16, 2026, 6:02 AM ET
Accession number0000036270-26-000057

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:10 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 16, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.