Flash FinanceUS
Pre-market S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · Navient (NAVI)

Navient posts $24 million Q4 2024 GAAP profit, but Core Earnings show $25 million loss

Mixed Impact 3 of 5 earnings Written later

Navient reported fourth-quarter 2024 results, with GAAP net income of $24 million ($0.22 diluted earnings per share) compared with a net loss of $28 million a year earlier. On a Core Earnings basis, the company posted a $25 million loss ($0.24 diluted loss per share), and full-year 2024 GAAP net income fell to $131 million from $228 million. Shareholders are affected by a $68 million pre-tax reduction from significant items and by the planned first-quarter 2025 sale of the government services business.

Key points

  • Q4 2024 GAAP net income was $24 million, or $0.22 per diluted share, versus a $28 million loss in Q4 2023.
  • Q4 2024 Core Earnings loss was $25 million, or $0.24 per diluted share; significant items reduced pre-tax income by $68 million.
  • Full-year 2024 GAAP net income was $131 million ($1.18 per diluted share), down from $228 million in 2023.
  • Navient repurchased $65 million of common shares in Q4 2024, with $111 million of repurchase authority remaining.

The filing

CompanyNavient (NAVI)
Form8-K, current report
Filed with the SECJan 28, 2025, 6:21 PM ET
Accession number0001193125-25-014535

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 28, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.