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AI brief of an SEC Form 8-K · NB Bancorp, Inc. (NBBK)

NB Bancorp Q2 net income rises to $21.1 million, or $0.53 per diluted share

Positive Impact 3 of 5 earnings Written later

NB Bancorp, the holding company for Needham Bank, reported second quarter 2026 net income of $21.1 million, or $0.53 per diluted share, up from $15.0 million, or $0.36, in the first quarter. The company also declared a quarterly cash dividend of $0.07 per share, payable August 19, 2026, and made investor presentation materials available for a July 28, 2026 investor meeting. Net interest margin widened to 4.00% and net charge-offs fell to 0.07% of average loans, while noninterest expense rose 3.1%.

Key points

  • Operating net income, which excludes one-time charges, was $21.9 million, or $0.55 per diluted share, versus $0.38 in the prior quarter.
  • Total loans rose 3.4% to $6.42 billion and total deposits rose 3.7% to $6.32 billion during the quarter.
  • Quarterly dividend of $0.07 per share: record date August 5, 2026, payment date August 19, 2026.
  • Noninterest expense rose 3.1% to $44.0 million; net charge-offs fell to 0.07% of average loans from 0.91%.

The filing

CompanyNB Bancorp, Inc. (NBBK)
Form8-K, current report
Filed with the SECJul 22, 2026, 4:30 PM ET
Accession number0001104659-26-085826

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 11:46 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 22, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.