NBHC investor deck: 9-month GAAP net income $38.5 million, adjusted $70.9 million
NBHC posted an updated Q3 2026 investor presentation on its website on November 3, 2026, and furnished it as Exhibit 99.1 under Regulation FD; the deck is not deemed filed under the Exchange Act. It shows year-to-date 2026 GAAP net income of $38.5 million ($0.84 per diluted share) versus $70.9 million adjusted ($1.56), with third-quarter charge-offs driving $40.6 million of provision expense.
Key points
- Nine-month 2026 GAAP net income $38.5 million, or $0.84 per diluted share; adjusted net income $70.9 million, or $1.56 per diluted share
- Third-quarter 2026 charge-offs drove $40.6 million of provision expense, plus a $4.0 million impairment on one FinTech partnership investment
- In October 2026 NBHC agreed to sell its Palm Beach, Florida banking center, with a 5.00% deposit premium subject to a minimum of $8.8 million; closing expected mid-2027
- Net interest income (FTE) grew 27.7% to $115.2 million in 3Q26; Common Equity Tier 1 ratio 11.69%
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 7, 2026, 11:17 PM ET, from the text of the filing and its press-release exhibits only.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.