AI brief of an SEC Form 8-K · National Bank Holdings (NBHC)

NBHC Q3 net income rises to $35.3 million, or $0.92 per diluted share

Positive Impact 3 of 5 earnings Written later

NBHC reported third-quarter 2025 net income of $35.3 million, or $0.92 per diluted share, up from $34.0 million, or $0.88, in the second quarter and $33.1 million, or $0.86, a year earlier. Excluding $1.7 million of pre-tax acquisition-related expenses, adjusted net income was $36.6 million, or $0.96 per diluted share, and the company said it expects to close its pending acquisition of Vista Bancshares in the first quarter of 2026.

Key points

  • Q3 2025 net income $35.3 million, $0.92 per diluted share, versus $34.0 million, $0.88 in Q2 2025 and $33.1 million, $0.86 in Q3 2024
  • Adjusted for $1.7 million of acquisition-related expenses, net income was $36.6 million, or $0.96 per diluted share
  • Net interest margin widened three basis points to 3.98%; total loans were $7.4 billion at September 30, 2025, down from $7.5 billion
  • Pending Vista Bancshares acquisition, valued at approximately $365.4 million, is expected to close in Q1 2026, subject to regulatory and Vista shareholder approval

The filing

CompanyNational Bank Holdings (NBHC)
Form8-K, current report
Filed with the SECOct 21, 2025, 4:13 PM ET
Accession number0001475841-25-000054

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 6:58 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 21, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.