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AI brief of an SEC Form 8-K · NELNET INC (NNI)

Nelnet Q3 2026 net income falls to $76.2 million, or $2.13 per share

Negative Impact 3 of 5 earnings Written later

Nelnet reported third-quarter 2026 GAAP net income of $76.2 million, or $2.13 per share, down from $106.7 million, or $2.94 per share, a year earlier. Excluding derivative market value adjustments, net income was $67.9 million, or $1.89 per share, compared with $2.95 per share in the prior-year quarter. The company also declared a $0.36 per share fourth-quarter dividend, payable December 15, 2026.

Key points

  • GAAP EPS was $2.13 for Q3 2026, versus $2.94 in Q3 2025
  • Excluding derivative market value adjustments, EPS was $1.89, versus $2.95 a year earlier
  • Loan Servicing and Systems revenue was $139.8 million, down from $151.1 million, including $32.9 million of prior-year Department of Education contract modifications
  • Fourth-quarter dividend of $0.36 per share is payable December 15, 2026, to holders of record on December 1, 2026

The filing

CompanyNELNET INC (NNI)
Form8-K, current report
Filed with the SECNov 5, 2026, 4:17 PM ET
Accession number0001258602-26-000051

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:36 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 05, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.