Every material Form 8-K NI Holdings, Inc. has filed with the SEC since May 08, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
NI Holdings reported third-quarter 2026 net income of $5.5 million, or $0.27 per basic share, compared with a net loss of $1.7 million, or $(0.08) per share, a year earlier. The improvement came mainly from a lower combined ratio, but gross premiums written fell 7.2% as the company continues to exit the Non-Standard Auto segment, which matters to shareholders because premium volume is shrinking.
Net income was $5.5 million for the quarter versus a $1.7 million loss in Q3 2025; nine-month net income was $18.2 million versus a $7.3 million loss.
Combined ratio improved to 93.6% from 109.1%, driven mainly by favorable prior-year loss reserve development in Non-Standard Auto.
Gross premiums written fell 7.2% to $54.3 million and net premiums earned fell 8.6% to $65.8 million; Non-Standard Auto premiums declined 100.2%.
Net investment income was $2.7 million, down 10.7%, as maturities and sales funded operating cash needs in Non-Standard Auto.
NI Holdings reported second-quarter 2026 net income of $146,000, or $0.01 per basic share, compared with a net loss of $12.1 million a year earlier. Gross premiums written fell 4.1% to $107.2 million, and net premiums earned dropped 10.9% to $65.0 million, as the company exits most of its Non-Standard Auto business. The combined ratio improved to 107.7% from 125.1%, mainly on lower catastrophe losses and favorable prior-year reserve development, so shareholders see a return to a small quarterly profit on lower premium volume.
Q2 2026 net income of $146,000 and basic EPS of $0.01, versus a net loss of $12.1 million and basic loss per share of $(0.57) in Q2 2025
Gross premiums written of $107.2 million, down 4.1%; Non-Standard Auto fell 98.9% as the company exits most of the segment
Combined ratio of 107.7% versus 125.1%; pre-tax catastrophe loss of $15.0 million for the quarter
Six-month net income of $12.7 million and basic EPS of $0.61 for the period ended June 30, 2026
NI Holdings' shareholders elected eight directors at the May 19, 2026 annual meeting, including two new independent directors, Dana J. Kaldor and Callie J. Thomas, whom the board appointed to fill the expanded eight-seat board. Shareholders also ratified Forvis Mazars, LLP as auditor for fiscal 2026 and approved executive compensation in a non-binding advisory vote.
Dana J. Kaldor and Callie J. Thomas were elected to one-year terms; each was granted 5,015 restricted stock units on May 20, 2026.
Kaldor and Thomas will serve on the Audit Committee, with Kaldor also on Nominating and Corporate Governance and Thomas also on Compensation.
Forvis Mazars, LLP was ratified as auditor for the fiscal year ending December 31, 2026, with 19,134,720 votes for and 92,312 against.
Executive compensation was approved in an advisory vote with 17,176,881 votes for and 1,244,892 against.
NI Holdings reported first-quarter 2026 results, with net income of $12.5 million and basic earnings per share of $0.60, up from $6.5 million and $0.31 a year earlier. Gross premiums written fell 15.1% to $57.5 million as the company exited Non-Standard Auto, so profit rose while the top line shrank.
Net income was $12.5 million, up 93.6% from $6.5 million in the first quarter of 2025.
Basic earnings per share were $0.60, compared with $0.31 a year earlier.
Gross premiums written fell 15.1% to $57.5 million, driven by a 99.8% drop in Non-Standard Auto.
Combined ratio improved to 79.7% from 94.4%, and net investment income fell 6.4% to $2.7 million.
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