Every material Form 8-K Neptune Insurance Holdings Inc. has filed with the SEC since April 22, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Neptune Insurance Holdings reported record third-quarter 2026 revenue of $59.6 million, up 34%, and net income of $17.3 million, up 49.9%, and raised its full-year 2026 revenue expectation to $204 million. The filing also says CFO Jim Steiner will resign after the 2026 Form 10-K is filed, with director Cristian Melej named as his successor.
Q3 2026 revenue $59.6 million, up 34.3% from $44.4 million; Adjusted EBITDA $36.8 million, up 37.5%
Full-year 2026 revenue expectation raised to $204 million; initial 2027 revenue guidance set at $238 million
CFO Jim Steiner to resign effective after the 2026 Form 10-K filing; Cristian Melej, a board member, to become CFO, with compensation terms not yet determined
Neptune Insurance Holdings' board increased its size from six to seven directors and elected David Noble to fill the new seat, effective immediately, as a Class I director with a term through the 2029 annual meeting. The board determined Noble is independent, and he will receive restricted stock units covering 28,704 Class A shares that vest over three years, starting September 30, 2027.
David Noble elected to board on September 30, 2026; board expanded from six to seven directors
Board has determined Noble is independent under SEC and NYSE rules; committee assignments not yet determined
RSU award covers 28,704 Class A common shares; one third vests September 30, 2027, remainder quarterly thereafter
Company issued press release on September 30, 2026 announcing the appointment, furnished as Exhibit 99.1
Neptune Insurance Holdings reported first-quarter 2026 revenue of $37.8 million, up 29%, while GAAP net income fell 26% to $7.3 million, which the company attributed partly to $6.9 million of share-based compensation. The company raised its full-year 2026 expectations and approved a $100 million share repurchase program, which has no expiration date and does not obligate it to buy any set amount of stock.
Q1 2026 revenue rose 29% to $37.8 million; adjusted EBITDA rose 26% to $21.6 million at a 57.1% margin
GAAP net income fell 26% to $7.3 million; adjusted net income rose 21% to $13.4 million
For full-year 2026, the company now expects revenue of $195 million and an adjusted EBITDA margin of 60% to 61%
Board approved on April 21, 2026 a repurchase program of up to $100 million of Class A common stock
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Neptune Insurance Holdings Inc. filing is on SEC EDGAR ↗. 8-K briefs of other companies →