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AI brief of an SEC Form 8-K · Northwest Bancshares (NWBI)

Northwest Bancshares Q3 net income falls to $3 million, $0.02 a share, on merger costs

Mixed Impact 4 of 5 earnings Written later

Northwest Bancshares reported third quarter 2025 GAAP net income of $3 million, or $0.02 per diluted share, down from $34 million, or $0.26, in both the prior quarter and the year-earlier quarter. The decline reflects $31 million of merger, asset disposition and restructuring expense tied to the Penns Woods Bancorp acquisition, which closed on July 25, 2025, while total revenue reached a record $168 million, up 21% year over year. The company also declared a $0.20 quarterly dividend.

Key points

  • Q3 2025 GAAP net income of $3 million, or $0.02 per diluted share, versus $34 million, or $0.26, in Q2 2025 and Q3 2024
  • Adjusted net income (non-GAAP) of $41 million, or $0.29 per diluted share, up from $38 million, or $0.30, in Q2 2025
  • Record total revenue of $168 million, up 21% year over year; net interest margin of 3.65%
  • Quarterly cash dividend of $0.20 per share, payable November 18, 2025, to shareholders of record as of November 6, 2025

The filing

CompanyNorthwest Bancshares (NWBI)
Form8-K, current report
Filed with the SECOct 27, 2025, 4:06 PM ET
Accession number0001471265-25-000156

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 27, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.