Every material Form 8-K ONITY GROUP INC. has filed with the SEC since August 06, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Onity Group reported third-quarter 2026 net income attributable to common stockholders of $3 million, or $0.41 per diluted share, after a $13 million loss in the second quarter. Revenue of $278.1 million was lower than a year earlier, and earnings were well below the $17.7 million reported in Q3 2025. The company reaffirmed its previous 2026 guidance, and adjusted pre-tax income rose to $30 million from $14 million in Q2.
Net income attributable to common stockholders was $3 million, or $0.41 diluted EPS, versus a $13 million loss in Q2 2026 and $17.7 million ($2.03 diluted EPS) in Q3 2025.
Total revenue was $278.1 million, compared with $282.9 million in Q2 2026 and $280.3 million in Q3 2025.
Adjusted pre-tax income was $30 million, up from $14 million in Q2 2026; annualized adjusted ROE was 19%.
Guidance on adjusted ROE, servicing UPB growth, MSR hedge effectiveness and operating efficiency was reaffirmed; book value per share was $74, up $12 from Q3 2025.
Onity Group filed a declaratory judgment action on October 20, 2026, in the U.S. District Court for the Northern District of New York. The company asks the court to clarify how a New York mortgage servicing regulation applies to optional expedited payment fees, arguing that a key phrase has never been defined. The filing also notes ongoing information requests from regulators and discussions with New York regulators about the company's fee practices, which adds legal and regulatory uncertainty for shareholders.
Action filed October 20, 2026, in the U.S. District Court for the Northern District of New York
Company says the regulation's phrase "reasonably related to the cost of rendering that service" is undefined in nearly seven years since adoption
Onity says it has voluntarily reduced these fees and eliminated them for online and automated phone payments
Company is presently engaged in discussions with New York regulators, which were previously disclosed as ongoing information requests
Onity Group reported a second-quarter 2026 net loss attributable to common stockholders of $13 million, or ($1.53) per diluted share, compared with net income of $20 million a year earlier. Total revenue rose 15% to $283 million, and the company kept its 2026 adjusted ROE guidance of 10% to 15% but now expects to land at the lower end of that range. The loss reflects $24 million of unfavorable asset fair value changes and $9 million of costs tied to a reverse asset sale and a subservicing transfer.
Net loss attributable to common stockholders of $13 million, or ($1.53) diluted EPS, versus $20 million net income in Q2 2025
Total revenue of $283 million, up 15% vs Q2 2025; adjusted revenue of $281 million, up 24%
Net loss includes $24 million pre-tax unfavorable asset fair value changes and $9 million pre-tax cost related to the reverse asset sale and legacy subservicing transfer
2026 adjusted ROE guidance of 10% to 15% maintained, now expected at the lower end of the range
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