AI filing briefs

ORRSTOWN FINANCIAL SERVICES INC (ORRF)

ORRF 8-K filings, explained

Every material Form 8-K ORRSTOWN FINANCIAL SERVICES INC has filed with the SEC since May 29, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.

Briefs on record3since May 29, 2026
Latest filingOct 21, 2026earnings
High impact (4-5)0of 3 briefs
TonePositive1Mixed1Neutral1
earnings 2other 1

2026

Oct 21, 7:55 AM ET

Orrstown Financial Q3 net income rises to $22.8 million, EPS $1.17

Positive earnings Written later 2.027.01

Orrstown Financial Services reported third quarter 2026 net income of $22.8 million, or $1.17 per diluted share, up from $21.2 million and $1.09 in the prior quarter and from $21.9 million and $1.13 a year earlier. The company also declared a $0.30 per share cash dividend, payable November 10, 2026, to shareholders of record as of November 3, 2026.

  • Net income of $22.8 million and diluted EPS of $1.17 for the quarter ended September 30, 2026, compared with $21.2 million and $1.09 for the quarter ended June 30, 2026
  • Net interest margin rose 25 basis points to 4.12% from 3.87% in the prior quarter; efficiency ratio improved to 56.0% from 60.1%
  • Nonaccrual loans fell to 0.54% of total loans from 0.58%; total deposits decreased by $38.1 million during the quarter
  • Cash dividend of $0.30 per common share, payable November 10, 2026, to holders of record as of November 3, 2026
Read the filing on SEC.gov ↗
Jul 22, 8:00 AM ET

Orrstown Financial Q2 net income $21.2 million, down from $21.8 million in Q1

Mixed earnings Written later 2.027.01

Orrstown Financial Services reported second-quarter 2026 net income of $21.2 million, or $1.09 per diluted share, down from $21.8 million, or $1.12 per diluted share, in the first quarter of 2026, but up from $19.4 million, or $1.01 per diluted share, a year earlier. The company also declared a $0.30 per share quarterly cash dividend, payable August 11, 2026, which shareholders of record as of August 4, 2026 will receive.

  • Net income of $21.2 million, or $1.09 per diluted share, for the quarter ended June 30, 2026, versus $21.8 million, or $1.12, in Q1 2026 and $19.4 million, or $1.01, in Q2 2025.
  • Net interest margin was 3.87%, down from 3.90% in Q1 2026; excluding a $1.6 million amortization of a subordinated note fair value mark, it was 4.00%.
  • Noninterest income was $13.8 million, down from $15.6 million in Q1 2026, which included $2.4 million of life insurance death benefit income.
  • Cash dividend of $0.30 per common share, payable August 11, 2026, to shareholders of record as of August 4, 2026.
Read the filing on SEC.gov ↗
May 29, 4:05 PM ET

Orrstown to redeem $31 million subordinated notes on June 30; vendor cyber incident disclosed

Neutral other Written later 8.01

Orrstown Financial Services will redeem its $31 million 4.5% Fixed-to-Floating Rate Subordinated Notes due 2030 on June 30, 2026, at 100% of principal plus accrued interest. The company also disclosed that a third-party vendor suffered a cybersecurity incident exposing sensitive personal information of some Orrstown customers, but says its own systems were not affected and it does not expect a material impact.

  • Notes redeemed June 30, 2026 at 100% of principal plus accrued and unpaid interest
  • Notes were assumed in the July 1, 2024 merger with Codorus Valley Bancorp; interest rate was 7.72% at March 31, 2026
  • Vendor notified the company on May 21, 2026 of unauthorized access to certain customers' sensitive personal information
  • Company says its systems were not accessed, customers will be notified and offered credit monitoring, and no material impact is expected
Read the filing on SEC.gov ↗

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.

Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every ORRSTOWN FINANCIAL SERVICES INC filing is on SEC EDGAR ↗. 8-K briefs of other companies →