Every material Form 8-K OLD SECOND BANCORP INC has filed with the SEC since October 19, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Old Second Bancorp reported third-quarter 2026 net income of $28.9 million, or $0.56 per diluted share, up from $28.2 million, or $0.54, in the second quarter. Net interest margin rose to 5.27%, and nonperforming loans fell to $39.6 million from $56.5 million, while the company repurchased about 1.5 million shares and declared a higher quarterly dividend.
Net income was $28.9 million, or $0.56 per diluted share, versus $28.2 million, or $0.54, in the second quarter of 2026.
Net interest margin on a fully tax-equivalent basis increased four basis points to 5.27%.
Nonperforming loans totaled $39.6 million, down from $56.5 million; the provision for credit losses was $6.8 million, compared with $7.5 million.
On October 20, 2026, the board declared a cash dividend of $0.08 per share, payable November 9, 2026, to holders of record as of October 30, 2026.
Old Second Bancorp's board declared a cash dividend of $0.08 per share on October 20, 2026. The dividend is payable on November 9, 2026, to stockholders of record as of October 30, 2026. The filing is a routine capital return notice that gives shareholders the payment and record dates.
Dividend amount: $0.08 per share in cash
Declared by the board of directors on October 20, 2026
Payable November 9, 2026 to holders of record as of October 30, 2026
Old Second Bancorp said Vice Chairman Gary Collins will retire on October 31, 2026, and resign from the boards of the company and Old Second National Bank on the same date. The filing says the retirement was not due to any disagreement with the company or bank on operations, policies or practices.
Gary Collins notified the company of his retirement on October 14, 2026, effective October 31, 2026
He will resign from the boards of Old Second Bancorp and Old Second National Bank at termination of employment
Separation payments include lump sum cash of approximately $211,150, subject to a release of claims
Unvested time-based RSUs fully vest; performance-based RSUs vest pro-rata at target
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
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