AI brief of an SEC Form 8-K · OHIO VALLEY BANC CORP (OVBC)

Ohio Valley Banc Q3 net income up 8.7% to $3.3 million; nine-month profit down 9.7%

Mixed Impact 3 of 5 earnings Written later

Ohio Valley Banc Corp. reported third-quarter 2026 net income of $3,295,000, up 8.7% from a year earlier, with earnings per share of $.70 versus $.64. For the first nine months of 2026, net income fell 9.7% to $10,519,000, and EPS was $2.23 versus $2.47, as higher credit loss provisions tied to a limited number of commercial credits weighed on results.

Key points

  • Q3 2026 net income $3,295,000, up $265,000 or 8.7%; EPS $.70 vs. $.64 a year earlier
  • Nine-month 2026 net income $10,519,000, down $1,127,000 or 9.7%; EPS $2.23 vs. $2.47
  • Q3 provision for credit losses $2,825,000, up $1,713,000; net interest margin 4.03% vs. 4.05% in Q3 2025
  • Total assets $1.655 billion at September 30, 2026, up $73 million from December 31, 2025

The filing

CompanyOHIO VALLEY BANC CORP (OVBC)
Form8-K, current report
Filed with the SECOct 27, 2026, 1:11 PM ET
Accession number0000894671-26-000065

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:29 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 27, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.