Prosperity Bancshares Q2 net income rises 21.1% to $135.2 million
Prosperity Bancshares reported second quarter 2025 net income of $135.2 million, up 21.1% from a year earlier, with diluted EPS of $1.42, up 21.4%. The company also announced a definitive merger agreement to acquire American Bank Holding Corporation in an all-stock deal valued at approximately $321.5 million, which shareholders should weigh against the expected dilution from issuing 4,439,981 new shares.
Key points
- Q2 2025 diluted EPS was $1.42 versus $1.17 in Q2 2024; net interest margin rose to 3.18% from 2.94%.
- Total deposits fell $459.7 million, or 1.6%, year over year to $27.473 billion at June 30, 2025.
- American Bank Holding deal: 4,439,981 Prosperity shares, valued at about $321.5 million at the July 16, 2025 closing price of $72.40; closing expected in Q4 2025 or Q1 2026, subject to regulatory and American shareholder approvals.
- Board declared a third quarter 2025 cash dividend of $0.58 per share, payable October 1, 2025.
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:17 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 23, 2025.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.