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AI brief of an SEC Form 8-K · PCB BANCORP (PCB)

PCB Bancorp Q3 net income rises to $12.1 million, or $0.85 per diluted share

Positive Impact 3 of 5 earnings Written later

PCB Bancorp reported unaudited third-quarter 2026 net income available to common shareholders of $12.1 million, or $0.85 per diluted share, up from $10.4 million, or $0.73, in the prior quarter and $11.3 million, or $0.78, a year earlier. The company also declared a quarterly cash dividend of $0.22 per common share, payable November 20, 2026, to shareholders of record on November 13, 2026. Loans held-for-investment fell 3.0% from the prior quarter to $2.84 billion, which management said reflected the reduction of certain large commercial lending relationships.

Key points

  • Net income available to common shareholders was $12.1 million for Q3 2026, compared with $10.4 million in Q2 2026 and $11.3 million in Q3 2025.
  • Diluted EPS was $0.85, compared with $0.73 in Q2 2026 and $0.78 in Q3 2025.
  • Net interest margin was 3.35%, up from 3.33% in Q2 2026; total deposits rose 5.3% in the quarter to $3.08 billion.
  • Board declared a quarterly cash dividend of $0.22 per common share, payable on or about November 20, 2026.

The filing

CompanyPCB BANCORP (PCB)
Form8-K, current report
Filed with the SECOct 29, 2026, 4:15 PM ET
Accession number0001423869-26-000033

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 10:08 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 29, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.