Ponce Financial Group Q2 2026 EPS $0.35, up from $0.25 a year earlier, down from $0.36 in Q1
Ponce Financial Group reported second-quarter 2026 net income available to common stockholders of $8.2 million, or $0.35 per diluted share, up from $0.25 in the same quarter of 2025 but slightly below $0.36 in the first quarter of 2026. The company also said it believes it has met the lending conditions to repurchase its Preferred Stock from the U.S. Treasury, but completion depends on additional conditions and there is no assurance of timing.
Key points
- Net income available to common stockholders was $8.2 million, or $0.35 per diluted share, for the quarter ended June 30, 2026, versus $8.3 million, or $0.36, in the prior quarter and $5.8 million, or $0.25, a year earlier.
- Net interest income rose 23.07% from a year earlier to $30.1 million, and net interest margin was 3.66%, versus 3.27% a year earlier.
- Non-interest expense was $18.1 million, up 7.50% from $16.9 million in the second quarter of 2025.
- Deposits were $2.27 billion as of June 30, 2026, up 11.00% from December 31, 2025; the company expects to satisfy other conditions for a Preferred Stock repurchase under its ECIP Purchase Option Agreement with the U.S. Treasury, but no timi
The filing
Written by AI on Nov 9, 2026, 11:44 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 27, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.