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AI brief of an SEC Form 8-K · PEOPLES FINANCIAL SERVICES CORP. (PFIS)

Peoples Financial Services posts $1.48 Q2 2026 diluted EPS on $14.8 million net income

Positive Impact 3 of 5 earnings Written later

Peoples Financial Services Corp. (PFIS) furnished a 2026 Q2 investor presentation as Exhibit 99.1 to an 8-K, for use in investor meetings during 2026. The presentation reports Q2 2026 net income of $14.8 million, or $1.48 per diluted share, compared with $1.47 in Q1 2026, and tangible book value per share of $43.51, up $1.22 from the prior quarter.

Key points

  • Q2 2026 net income of $14.8 million, or $1.48 per diluted share, versus $1.47 in Q1 2026
  • ROATCE of 13.7%, net interest margin (FTE) of 3.82%, and efficiency ratio of 55.2% for Q2 2026
  • Nonperforming loans to total loans rose to 0.33% at June 30, 2026, from 0.28% at March 31, 2026
  • Tangible book value per share of $43.51 at June 30, 2026, up $1.22 quarter over quarter

The filing

CompanyPEOPLES FINANCIAL SERVICES CORP. (PFIS)
Form8-K, current report
Filed with the SECAug 19, 2026, 4:12 PM ET
Accession number0001104659-26-098776

Items reported: 7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:28 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on August 19, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.