Every material Form 8-K PROVIDENT FINANCIAL HOLDINGS INC has filed with the SEC since October 23, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Provident Financial Holdings reported net income of $1.57 million, or $0.25 per diluted share, for the quarter ended September 30, 2026, down from $0.35 per share in the prior quarter and flat with $0.25 a year earlier. Net interest income rose 9% from a year earlier to $9.77 million, but the company recorded a $777,000 provision for credit losses, compared with a $626,000 recovery in the same quarter last year.
Net income was $1.57 million, down 28% from $2.18 million in the June 2026 quarter and down 6% from $1.68 million a year earlier.
Net interest margin was 3.32%, up 32 basis points from 3.00% a year earlier.
Provision for credit losses was $777,000, versus a $626,000 recovery a year earlier; allowance for credit losses rose to $6.59 million from $5.85 million at June 30, 2026.
The company repurchased 86,431 shares at an average cost of $18.30 per share and paid a $0.14 quarterly dividend per share.
Provident Financial Holdings' board authorized a new stock repurchase plan covering up to 5% of the company's common stock, about 305,477 shares, to be executed over one year. The plan starts only after the January 2026 repurchase plan, which has about 21,674 shares left to buy, is completed or expires.
Repurchase authorization covers up to 5% of common stock, approximately 305,477 shares
Plan begins after the January 2026 plan is fulfilled or expires; about 21,674 shares remain in that plan
Purchases may occur in the open market or in privately negotiated transactions over a one-year period, depending on market conditions and capital needs
Provident Financial Holdings' board declared a quarterly cash dividend of $0.14 per share, announced October 22, 2026. Shareholders of record at the close of business on November 12, 2026 will receive the payment on December 3, 2026. The filing contains no earnings or guidance figures, so the dividend is the only new financial terms disclosed.
Quarterly cash dividend of $0.14 per share declared October 22, 2026
Record date: close of business November 12, 2026
Payment date: December 3, 2026
Filing attaches news release as Exhibit 99.1; no earnings or guidance data included
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