QCR Holdings posts record $2.21 diluted EPS on $36.4 million third-quarter net income
QCR Holdings reported third-quarter 2026 net income of $36.4 million and diluted EPS of $2.21, up from $2.19 in the second quarter and $2.16 a year earlier, though net income was slightly below the $36.7 million reported in the third quarter of 2025. The company reaffirmed its fourth-quarter 2026 guidance for loan growth, capital markets revenue and noninterest expense, and reported lower nonperforming assets and $9.5 million of share repurchases.
Key points
- Net income of $36.4 million and diluted EPS of $2.21, versus $36.3 million and $2.19 in the second quarter of 2026 and $36.7 million and $2.16 in the third quarter of 2025
- Net interest income of $68.7 million; net interest margin rose to 3.12% from 3.10%
- Total deposits fell to $7.2 billion at September 30, 2026, from $7.4 billion at June 30, 2026
- Reaffirmed Q4 2026 guidance: gross loan growth of 10% to 15% annualized and noninterest expense of $54 million to $57 million
The filing
Written by AI on Nov 9, 2026, 8:28 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 20, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.