Every material Form 8-K Richmond Mutual Bancorporation, Inc. has filed with the SEC since July 27, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Richmond Mutual Bancorporation reported third quarter 2026 net income of $1.7 million, or $0.11 per diluted share, down from $2.2 million, or $0.22, in the second quarter and $3.6 million, or $0.36, in the third quarter of 2025. The decline was driven mainly by a $6.1 million provision for credit losses and $3.0 million of nonrecurring merger-related expenses, while net interest income rose to $22.8 million after the July 1, 2026 Farmers Bancorp merger.
Net income $1.7 million, or $0.11 diluted EPS, versus $0.22 in Q2 2026 and $0.36 in Q3 2025
Provision for credit losses $6.1 million, compared with $823,000 in Q2 2026
Net interest income rose 89.2% to $22.8 million from $12.1 million in Q2 2026
Merger with Farmers Bancorp completed July 1, 2026; total assets $2.60 billion at September 30, 2026
Richmond Mutual Bancorporation, Inc. said its Board declared a cash dividend of $0.15 per share on its common stock. The dividend is payable September 17, 2026, to stockholders of record at the close of business on September 3, 2026. The filing describes the dividend as a continuation of the company's quarterly cash dividend following its merger with The Farmers Bancorp.
Cash dividend of $0.15 per share declared on August 20, 2026
Record date is the close of business on September 3, 2026
Payment date is September 17, 2026
CEO Garry Kleer said the company is pleased to continue its quarterly cash dividend following the completed merger with The Farmers Bancorp
Richmond Mutual Bancorporation reported second quarter 2026 net income of $2.2 million, or $0.22 per diluted share, down from $2.8 million and $0.28 in the first quarter and from $2.6 million and $0.26 a year earlier. Net interest income and net interest margin rose, and noninterest income increased, but higher noninterest expense from $1.9 million of merger-related costs and a higher provision for credit losses reduced profit. The results do not yet include Farmers Bancorp, whose merger closed July 1, 2026 and will first be reflected in third quarter results.
Diluted EPS was $0.22, compared with $0.28 in Q1 2026 and $0.26 in Q2 2025.
Net interest income rose 5.5% to $12.1 million from Q1 2026; net interest margin was 3.22%, up from 3.10%.
Noninterest expense included $1.9 million of nonrecurring merger-related expenses tied to the Farmers Bancorp acquisition.
Provision for credit losses was $823,000, up from $693,000 in Q1 2026; nonperforming loans were 1.78% of total loans at June 30, 2026.
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