AI brief of an SEC Form 8-K · RED RIVER BANCSHARES INC (RRBI)

Red River Bancshares Q3 net income hits record $12.6 million, EPS $1.90

Positive Impact 3 of 5 earnings Written later

Red River Bancshares reported unaudited third-quarter 2026 net income of $12.6 million, or $1.90 per diluted share, up from $11.8 million, or $1.78, in the second quarter and $10.8 million, or $1.63, a year earlier. The company said these were record quarterly net income and EPS, with higher loans and deposits. Nonperforming assets rose $3.0 million to $5.6 million, mainly due to one commercial relationship the company is working to resolve.

Key points

  • Q3 2026 net income was $12.6 million, or $1.90 diluted EPS, up 6.8% from Q2 2026 and 16.3% from Q3 2025.
  • Net interest income rose $916,000, or 3.2%, to $29.9 million; net interest margin FTE was steady at 3.61%.
  • Total deposits reached $2.96 billion, up $56.5 million, or 1.9%, from June 30, 2026; loans held for investment reached $2.32 billion, up 2.6%.
  • Nonperforming assets rose 113.4% to $5.6 million, or 0.17% of assets, as of September 30, 2026.

The filing

CompanyRED RIVER BANCSHARES INC (RRBI)
Form8-K, current report
Filed with the SECOct 30, 2026, 8:45 AM ET
Accession number0001071236-26-000067

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:29 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 30, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.