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AI brief of an SEC Form 8-K · Seacoast Banking Corporation of Florida (SBCF)

Seacoast Q1 2025 net income $31.5 million, $0.37 per share, up from $26.0 million a year earlier

Mixed Impact 3 of 5 earnings Written later

Seacoast Banking Corporation of Florida reported first-quarter 2025 net income of $31.5 million, or $0.37 per diluted share, up from $26.0 million a year earlier but down from $34.1 million in the fourth quarter of 2024. Net revenues rose 12% from a year earlier to $140.7 million, while adjusted net income fell from the prior quarter, and the company also disclosed a proposed acquisition of Heartland Bancshares expected to close in the third quarter of 2025.

Key points

  • Net income $31.5 million, or $0.37 per diluted share, versus $34.1 million, or $0.40, in Q4 2024 and $26.0 million, or $0.31, in Q1 2024
  • Adjusted net income $32.1 million, or $0.38 per diluted share, versus $40.6 million, or $0.48, in Q4 2024
  • Net revenues $140.7 million, up 6% from Q4 2024 and up 12% from Q1 2024; net interest margin rose nine basis points to 3.48%
  • Provision for credit losses $9.3 million versus $3.7 million in Q4 2024; proposed Heartland Bancshares acquisition expected to close in Q3 2025

The filing

CompanySeacoast Banking Corporation of Florida (SBCF)
Form8-K, current report
Filed with the SECApr 24, 2025, 4:58 PM ET
Accession number0000730708-25-000108

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:38 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 24, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.