AI brief of an SEC Form 8-K · Seacoast Banking Corporation of Florida (SBCF)

Seacoast Banking Q3 2026 net income $59.9 million, up 64% from a year earlier

Positive Impact 3 of 5 earnings

Seacoast Banking Corporation of Florida furnished an investor presentation for its one-on-one investor meetings, showing third quarter 2026 net income of $59.9 million, or $0.55 per share, up 64% from the prior-year quarter. Adjusted net income was $71.8 million, or $0.66 per share, and the company's full-year 2026 adjusted EPS outlook is $2.48 to $2.52. The presentation is unaudited for these measures and is furnished rather than filed, so shareholders should review the full investor materials.

Key points

  • Third quarter 2026 net income was $59.9 million, or $0.55 per share, up 1% from the prior quarter and 64% from the prior-year quarter.
  • Adjusted net income was $71.8 million, or $0.66 per share, up 9% from the prior quarter.
  • Full-year 2026 adjusted EPS outlook is $2.48 to $2.52, versus $1.84 in 2025; noninterest expense was $133.3 million, including $15.5 million of merger and integration costs.
  • Tier 1 capital ratio was 14.1% at quarter end, and over 1.2 million shares were repurchased year to date.

The filing

CompanySeacoast Banking Corporation of Florida (SBCF)
Form8-K, current report
Filed with the SECNov 4, 2026, 4:50 PM ET
Accession number0001628280-26-070244

Items reported: 7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 7, 2026, 11:17 PM ET, from the text of the filing and its press-release exhibits only.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.