AI brief of an SEC Form 8-K · Simmons First National (SFNC)

Simmons First Q1 2026 EPS $0.47, down from $0.54 in Q4 2025 but up from $0.26 a year earlier

Mixed Impact 3 of 5 earnings Written later

Simmons First National Corporation reported first quarter 2026 net income of $68.5 million and diluted EPS of $0.47, compared with $78.1 million and $0.54 in the fourth quarter of 2025. Total revenue was $241.4 million, down from $249.0 million in the prior quarter but up from $209.6 million a year earlier. Both profit and revenue declined from the fourth quarter, while the year-over-year comparison improved.

Key points

  • Net income $68.5 million and diluted EPS $0.47 for Q1 2026, versus $78.1 million and $0.54 in Q4 2025 and $32.4 million and $0.26 in Q1 2025
  • Total revenue $241.4 million, versus $249.0 million in Q4 2025 and $209.6 million in Q1 2025
  • Total loans rose to $17.9 billion, up 10 percent annualized from Q4 2025; net interest margin was 3.84 percent
  • Nonperforming loans increased to $141.9 million from $112.7 million in Q4 2025, which the company attributed primarily to a single real estate construction relationship

The filing

CompanySimmons First National (SFNC)
Form8-K, current report
Filed with the SECApr 16, 2026, 4:31 PM ET
Accession number0001193125-26-159123

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:39 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 16, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.