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AI brief of an SEC Form 8-K · Selective Insurance (SIGI)

Selective Insurance Q2 EPS $1.36 vs. $(1.08) loss; 2025 combined ratio guidance raised

Mixed Impact 4 of 5 earnings Written later

Selective Insurance Group reported second-quarter 2025 net income available to common stockholders of $83.6 million, or $1.36 per diluted share, compared with a loss of $65.6 million, or $1.08 per share, a year earlier. The GAAP combined ratio improved to 100.2% from 116.1%, but the company raised its 2025 combined ratio guidance to 97% to 98% from 96% to 97%, a higher ratio that means weaker underwriting profitability, while raising its after-tax net investment income guidance to $415 million from $405 million.

Key points

  • Net premiums written rose 5% to $1,288.6 million in the second quarter.
  • The combined ratio was 100.2%, including $45 million, or 3.8 points, of unfavorable prior year casualty reserve development.
  • Book value per common share was $52.09, up 3% from the prior quarter, and the company repurchased no shares in the second quarter.
  • The Board declared a quarterly common dividend of $0.38 per share, payable September 2, 2025, to holders of record on August 15, 2025.

The filing

CompanySelective Insurance (SIGI)
Form8-K, current report
Filed with the SECJul 23, 2025, 4:23 PM ET
Accession number0000230557-25-000016

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:58 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 23, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.