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AI brief of an SEC Form 8-K · Selective Insurance (SIGI)

Selective Insurance Q4 2025 EPS rises to $2.52 from $1.52; combined ratio improves to 93.8%

Positive Impact 3 of 5 earnings Written later

Selective Insurance Group reported fourth-quarter 2025 net income of $152.9 million, or $2.52 per diluted share, compared with $1.52 a year earlier, and a combined ratio of 93.8% versus 98.5%. It also issued 2026 guidance calling for a GAAP combined ratio of 96.5% to 97.5%, which shareholders can compare with the 2025 full-year combined ratio of 97.2%.

Key points

  • Q4 2025 net income per diluted share $2.52 vs. $1.52; non-GAAP operating income per share $2.57 vs. $1.62
  • Q4 2025 net premiums written rose 4% to $1,129.5 million; Standard Personal Lines premiums fell 8%
  • 2026 guidance: GAAP combined ratio 96.5% to 97.5%, after-tax net investment income of $465 million
  • Quarterly dividend of $0.43 per share payable March 2, 2026; $30 million of buybacks in Q4 2025

The filing

CompanySelective Insurance (SIGI)
Form8-K, current report
Filed with the SECJan 29, 2026, 4:21 PM ET
Accession number0000230557-26-000003

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 29, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.