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AI brief of an SEC Form 8-K · SMARTFINANCIAL INC. (SMBK)

SmartFinancial Q2 net income rises to $16.3 million, or $0.96 per diluted share

Positive Impact 3 of 5 earnings Written later

SmartFinancial reported second-quarter 2026 net income of $16.3 million, or $0.96 per diluted share, up from $11.7 million, or $0.69, a year earlier and from $13.7 million, or $0.81, in the first quarter. The company also declared a quarterly cash dividend of $0.09 per share, payable August 17, 2026, to holders of record on July 31, 2026.

Key points

  • Q2 2026 net income of $16.3 million, or $0.96 per diluted share, versus $0.69 in Q2 2025 and $0.81 in Q1 2026
  • Net organic loan and lease growth of $165 million, a 15% annualized quarter-over-quarter increase
  • Quarterly cash dividend of $0.09 per share, payable August 17, 2026, to shareholders of record on July 31, 2026
  • Total assets surpassed $6 billion during the quarter, reaching $6.12 billion at June 30, 2026

The filing

CompanySMARTFINANCIAL INC. (SMBK)
Form8-K, current report
Filed with the SECJul 20, 2026, 5:00 PM ET
Accession number0001104659-26-085102

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:29 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 20, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.